About Us

About Us2018-11-02T11:00:10+00:00

Committed to serving our community.

Who We Are

Community Driven

We are a bank that prides ourselves in our community and the support we provide to local businesses and charitable organizations. Whether our support is through sponsorships, local business loans or specialized products for organizations, it is the relationships we build with our clients, employees and our community that brings the greatest sense of fulfillment. We have been, and will continue to be, fully committed to putting community first in everything we do.

Client Focused

We are relentlessly focused on the client experience and are vested in our clients’ success. That’s what makes us different. We create trust by becoming a supportive partner, listening to our clients’ visions, providing quick decisions, assessing our clients’ needs and ambitions, and recommending the appropriate products and services.

Locally Owned

We are committed to local ownership and to the communities we serve. Our owners and decision makers live and work here, which means we are attuned to the unique dynamics and needs of the region. This allows us to tailor flexible financial solutions for our clients, instead of the one-size-fits-all approach that is common today.  We are committed to supporting local businesses not unlike our own to ensure that our bank and the community we serve will grow and prosper for years to come. It’s not just business for us—it’s personal.

Where We Come From

As consolidations within the banking industry became more prevalent in the late 1990s, many people moved their business to smaller banks. This gave founder Rick Peenstra the motivation to start a capital campaign to open a locally owned bank. Together with a group of investors, a capital campaign called “Friends Banking on Friends” was started. By December of 1997, the capital required to start a bank was raised and the first Chairman of the Board, Ty Haberling, was appointed.

Since the day Community First Bank opened, we have been committed to making a positive difference in the community. Over twenty years later, our history is still being written. We continue to build trust with local businesses and community partners—that we are going to be there for them by providing financial expertise when needed and assisting them in reaching their financial goals—now and for generations to come. It is through relationship banking that we continue to play a significant role in local economic growth and prosperity of our community.

Recognizing that many of our business owners have financial needs as they look toward selling or transferring their businesses to the next generation and managing the wealth they’ve worked so hard to accumulate, it became apparent that we lacked the tools to help them navigate the later stages of their financial lives. In 2016 the bank joined forces with HFG Trust, who specialize in providing wealth management, trust, and business services, giving us the ability to provide financial services for all stages of life.

As Community First looks ahead and plans for the future, we are dedicated to delivering the same high-quality customer service on which we were founded. Clients and the community will continue to be at the center of our business as we strive to be… Your Financial Partner for Life!

Board of Directors

President, Adams Enterprises

Lee Adams

Lee began his official employment career the summer of his 10th year, picking crops in the fields weekdays and moonlighting as a McDonald’s crew person on the weekends, charged with keeping the backroom, parking lot and restrooms clean. Lee graduated in 1983 as a Deans Scholar in the School of Business and Economics and Magna Cum Laude from Central Washington University with Accounting and Finance degrees. Since graduation he and his team have opened 11 of the 16 McDonald’s Restaurants his Company operates today. Lee has also launched two startup businesses and is a Founding Director/Shareholder of Community First Bank.  As a multi-generational local entrepreneur, Lee understands the importance of community, connection and collaboration. Lee has been an integral part of the Bank’s success and currently holds the position of Chairman of the Board. Since 1973 the Family business has been actively involved and dedicated in supporting many organizations in the local community.

Basin Disposal, Inc.

Darrick Dietrich

As president and owner of Basin Disposal Inc, Darrick understands the importance of operating a strong, local, multigenerational business. Basin Disposal was founded in 1941 and spans 3 generations. With a philosophy to serve and partner with the communities they serve, Darrick’s company philosophy aligns with Community First Banks’ values. Darrick has served on the Board of Directors since 2012 and brings a unique and valuable perspective to the board.



CEO, HFG Trust

Ty Haberling

As CEO and founder of HFG Trust, Ty has over three decades of experience in the finance industry. Having served as the bank’s first chairman of the board, and founder of HFG Trust, Ty is committed to the success and partnership of both organizations. A native of the Tri-Cities, Ty is actively involved in the community, supporting local organizations such as the Kennewick Kiwanis Club, Kennewick School Foundation, First United Methodist Church, and Junior Achievement.



CEO, Community First Bancorp

Eric Pearson

After graduating college and not knowing exactly what he wanted to do, Eric took a job at the local community bank that his father had retired as CEO from. Eric became passionate about community banking and building relationships by supporting small businesses, organizations and the community. Over 25 years later, he remains committed to the client and community banking experience. He is involved in a variety of local organizations and is on the board of the Boys and Girls Club as well as TRIDEC.

Apollo Mechanical, Inc.

Bruce Ratchford

In 1981, with a decade of experience and expertise in sheet metal, mechanical design and business management, Bruce had the vision to start a local sheet metal business. 10 years later, Apollo Inc was founded and operations began. Over 37 years later his legacy continues and his company now consists of over 1800 employees and has expanded its markets across the US and internationally. As founder and entrepreneur of a local business, Bruce brings vision, expertise and business acumen to the Board of Directors. Bruce has served on the Board since the bank was founded in 1997.

Apollo Mechanical, Inc

Ryan Ratchford

Ryan represents the next generation of leadership for Community First Bancorp. After watching his father, Bruce Ratchford successfully run and expand his business (Apollo, Inc) Ryan expressed interest in taking on responsibility not only within the family business but by representing the next generation as a board member for Community First Bank. Ryan has been on the Board of Directors since 2017 and brings a fresh, new perspective

Financial Reports

Contact Us

PH: (509) 783-0955

PH: (509) 783-4005

PH: (509) 820-4022


PH: (509) 783-3435

PH: (509) 222-2250

PH: (509) 735-5020

PH: (509) 234-2265

PH: (509) 820-4020

Send us a message

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Contact Our Mortgage Team

Office: (509) 783-4005
Fax: (509) 579-0327
EMAIL: homeloans@community1st.com

Jamin Clark, Vice President and Mortgage Department Manager (NMLS #418805)
O: (509)820-4003 C: (509)948-2935

Derek Robinson, Vice President and Mortgage Consultant (NMLS #1616459)
O: (509)820-4008 C: (303) 888-8654

Sandy Loosveldt, Mortgage Processor (NMLS #1560730)
(509) 820-4006

Julie Rogers, Mortgage Processor (NMLS #404183)
(509) 820-4004

Melissa Ulmen, Mortgage Processor (NMLS #1597557)
(509) 735-5017

Send us a message

  • Your security is important to us, although this site is encrypted, for your safety please do not include personal information such as your address or account number in the message box above.
  • This field is for validation purposes and should be left unchanged.