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Business Banking

Eric doing business banking for HFG Trust

Overview

As your locally owned bank we pride ourselves in the relationships with have with local businesses.  Regardless of the size of your business we have a variety of unique banking solutions to meet your specific needs.

Our robust online banking platform allows you to conduct your business on the go. From Bill Pay to ACH origination and wires you can manage your all finances at your desk, or on your phone or tablet.

Our renowned Free Courier Service aids businesses with deposits, change orders and sensitive lending or bank documents.

It’s time to focus on what you love about running your business and let us assist you in managing your financial needs.

Business Banking Products

  • BASIC CHECKING

  • With no monthly service charge and the first 100 transaction items free*, this account is ideal for smaller business owners with lower volumes of monthly transactions.

    *Each additional transaction item is $0.20 per item, with an additional charge of $0.60 applied per $1,000 cash deposit or withdrawal in excess of $10,000 per month.

    Services Include:

    • Online Banking
    • Cash Management*
    • Combined Statements, including check imaging
    • Free Bill Pay
    • Visa Debit Cards
    • CardValet® (enables the user to customize fraud alerts and set spending limits)
    • MoneyPass® (nationwide ATM network with over 32,000 locations)

    *Additional Fees May Apply

  • INTEREST CHECKING

  • interest checking business banking products HFG Trust

    An interest-bearing business checking account that includes 250 free transaction items* per month, making this account the best option for growing businesses.

    This account type is also available without earning interest for businesses who do not qualify. Fees and transaction limits are waived for non-profit organizations.

    *Interest earned is paid monthly, while the $10 monthly service charge can be waived with a minimum daily balance of $2,000. Each additional transaction item is $0.20 per item, with an additional charge of $0.60 applied per $1,000 cash deposit or withdrawal in excess of $10,000 per month.

    Services Include:

    • Online Banking
    • Cash Management*
    • Combined Statements, including check imaging
    • Free Bill Pay
    • Visa Debit Cards
    • CardValet® (enables the user to customize fraud alerts and set spending limits)
    • MoneyPass® (nationwide ATM network with over 32,000 locations)

    *Additional Fees May Apply

  • ANALYZED CHECKING

  • secure your savings HFG Trust

    Designed for businesses with high volume monthly transactions who may also need cash management services such as ACH origination, wire transfers, and Remote Deposit Capture. The earnings allowance is generated based off the monthly average collected balance and is used to offset potential monthly service charges that may be incurred.

    As each business has different needs, we encourage you to contact your local Community First Bank branch for more information on this account type.

    Services include:

    • Online Banking
    • Cash Management*
    • Combined Statements, including check imaging
    • Free Bill Pay
    • Visa Debit Cards
    • CardValet® (enables the user to customize fraud alerts and set spending limits)
    • MoneyPass® (nationwide ATM network with over 32,000 locations)

    *Additional Fees May Apply

  • SAVINGS

  • savings business banking product HFG Trust

    Maximize your earning potential by opening a business savings account today. This is an interest-bearing account with unlimited in-person withdrawals and no fee when you come in to a branch. $2.00 monthly service charge (waived with a minimum daily balance of $200).

    Services include:

    • Online Banking and Mobile Banking
    • Combined Statements, including check imaging
    • Free Bill Pay*

    *Limited to six (6) electronic withdrawals per month.

  • MONEY MARKET

  • Stethoscope and calculator symbol for health care costs or medical insurance

    Open up a money market account and start using your excess cash to grow your savings. Take advantage of unnlimited in-person withdrawals with no fee when you visit inside our branch.

    The $9.00 monthly service charge (waived with a minimum daily balance of $500).

    Services include:

    • Online Banking and Mobile Banking
    • Combined Statements, including check imaging
    • Free Bill Pay*

    *Limited to six (6) electronic withdrawals per month.

  • CERTIFICATE OF DEPOSIT

  • certificate of deposit business banking product HFG Trust

    CDs are a great way to earn a higher interest rate than you would with a regular savings account. With just a $100 opening deposit, you can begin earning competitive rates. Interest rates vary based on the term of the CD. Call one of our Personal Bankers today to find the best CD to fit your needs.

With no monthly service charge and the first 100 transaction items free*, this account is ideal for smaller business owners with lower volumes of monthly transactions.

*Each additional transaction item is $0.20 per item, with an additional charge of $0.60 applied per $1,000 cash deposit or withdrawal in excess of $10,000 per month.

Services Include:

  • Online Banking
  • Cash Management*
  • Combined Statements, including check imaging
  • Free Bill Pay
  • Visa Debit Cards
  • CardValet® (enables the user to customize fraud alerts and set spending limits)
  • MoneyPass® (nationwide ATM network with over 32,000 locations)

*Additional Fees May Apply

interest checking business banking products HFG Trust

An interest-bearing business checking account that includes 250 free transaction items* per month, making this account the best option for growing businesses.

This account type is also available without earning interest for businesses who do not qualify. Fees and transaction limits are waived for non-profit organizations.

*Interest earned is paid monthly, while the $10 monthly service charge can be waived with a minimum daily balance of $2,000. Each additional transaction item is $0.20 per item, with an additional charge of $0.60 applied per $1,000 cash deposit or withdrawal in excess of $10,000 per month.

Services Include:

  • Online Banking
  • Cash Management*
  • Combined Statements, including check imaging
  • Free Bill Pay
  • Visa Debit Cards
  • CardValet® (enables the user to customize fraud alerts and set spending limits)
  • MoneyPass® (nationwide ATM network with over 32,000 locations)

*Additional Fees May Apply

secure your savings HFG Trust

Designed for businesses with high volume monthly transactions who may also need cash management services such as ACH origination, wire transfers, and Remote Deposit Capture. The earnings allowance is generated based off the monthly average collected balance and is used to offset potential monthly service charges that may be incurred.

As each business has different needs, we encourage you to contact your local Community First Bank branch for more information on this account type.

Services include:

  • Online Banking
  • Cash Management*
  • Combined Statements, including check imaging
  • Free Bill Pay
  • Visa Debit Cards
  • CardValet® (enables the user to customize fraud alerts and set spending limits)
  • MoneyPass® (nationwide ATM network with over 32,000 locations)

*Additional Fees May Apply

savings business banking product HFG Trust

Maximize your earning potential by opening a business savings account today. This is an interest-bearing account with unlimited in-person withdrawals and no fee when you come in to a branch. $2.00 monthly service charge (waived with a minimum daily balance of $200).

Services include:

  • Online Banking and Mobile Banking
  • Combined Statements, including check imaging
  • Free Bill Pay*

*Limited to six (6) electronic withdrawals per month.

Stethoscope and calculator symbol for health care costs or medical insurance

Open up a money market account and start using your excess cash to grow your savings. Take advantage of unnlimited in-person withdrawals with no fee when you visit inside our branch.

The $9.00 monthly service charge (waived with a minimum daily balance of $500).

Services include:

  • Online Banking and Mobile Banking
  • Combined Statements, including check imaging
  • Free Bill Pay*

*Limited to six (6) electronic withdrawals per month.

certificate of deposit business banking product HFG Trust

CDs are a great way to earn a higher interest rate than you would with a regular savings account. With just a $100 opening deposit, you can begin earning competitive rates. Interest rates vary based on the term of the CD. Call one of our Personal Bankers today to find the best CD to fit your needs.

Easily manage, budget and secure your cards with the Card Valet® mobile app.

Find a MoneyPass® surcharge-free ATM near you using the online locator tool.

MONEYPASS® AND CARD VALET® ARE TRADEMARKS, REGISTERED TRADEMARKS, SERVICE MARKS OR REGISTERED SERVICE MARKS OF FISERV, INC. OR ITS AFFILIATES.

Download Our Mobile Banking App

Our Community First Bank Mobile app allows you to pay bills, send money, and deposit checks anytime, anywhere.

Visit the Google Play and Apple App stores to download our mobile banking app today!

Business Product Features Comparison

PROVIDING SECURE AND CONVENIENT ACCESS TO YOUR MONEY.

  • BASIC CHECKING

  • BASIC CHECKING

    NO MIN. OPENING BALANCE

    • No Monthly Service Charge. First 100 transaction items free.
    • No Earned Interest
    • $0.20 fee per each additional transaction item
    • Image copies of checks included in monthly account statement
    • There is an additional charge of 60¢ per $1,000 of cash deposits or withdrawals in excess of $10,000 per month
  • INTEREST CHECKING

  • INTEREST CHECKING

    NO MIN. OPENING BALANCE

    • $10.00 Monthly Service Charge Waived with minimum daily balance of $2,000. Waived for non-profit agencies.
    • Earns Interest
    • 250 free transactions, each additional transaction 20¢
    • Image copies of checks included in monthly account statement
    • There is an additional charge of 60 cents per $1,000 of cash deposits or withdrawals in excess of $10,000 per month
  • SAVINGS

  • SAVINGS

    NO MIN. OPENING BALANCE

    • $2.00 Monthly Service Charge Waived with minimum daily balance of $200
    • Earns Interest
    • Unlimited withdrawals with no fee
    • Link to a Community First Bank Checking Account for overdraft protection
    • ATM cards available for order
  • ANALYZED CHECKING

  • ANALYZED CHECKING

    NO MIN. OPENING BALANCE

    • All earnings allowance will be used to offset any service charges using the monthly average collected balance.
    • Image copies of checks included in monthly account statement
    • See your bank representative for special features and fees
  • MONEY MARKET

  • MONEY MARKET

    NO MIN. OPENING BALANCE

    • $9.00 Monthly Service Charge Waived with minimum daily balance of $500
    • Earns Interest
    • Unlimited withdrawals with no fee
    • ATM cards available for order
    • Checks available for order
  • CERTIFICATES OF DEPOSIT

  • Certificates of Deposit

    $100 MIN. OPENING BALANCE

    • No Monthly Service Charge Waived with minimum daily balance of $500
    • Earns Interest

BASIC CHECKING

NO MIN. OPENING BALANCE

  • No Monthly Service Charge. First 100 transaction items free.
  • No Earned Interest
  • $0.20 fee per each additional transaction item
  • Image copies of checks included in monthly account statement
  • There is an additional charge of 60¢ per $1,000 of cash deposits or withdrawals in excess of $10,000 per month
INTEREST CHECKING

NO MIN. OPENING BALANCE

  • $10.00 Monthly Service Charge Waived with minimum daily balance of $2,000. Waived for non-profit agencies.
  • Earns Interest
  • 250 free transactions, each additional transaction 20¢
  • Image copies of checks included in monthly account statement
  • There is an additional charge of 60 cents per $1,000 of cash deposits or withdrawals in excess of $10,000 per month
SAVINGS

NO MIN. OPENING BALANCE

  • $2.00 Monthly Service Charge Waived with minimum daily balance of $200
  • Earns Interest
  • Unlimited withdrawals with no fee
  • Link to a Community First Bank Checking Account for overdraft protection
  • ATM cards available for order
ANALYZED CHECKING

NO MIN. OPENING BALANCE

  • All earnings allowance will be used to offset any service charges using the monthly average collected balance.
  • Image copies of checks included in monthly account statement
  • See your bank representative for special features and fees
MONEY MARKET

NO MIN. OPENING BALANCE

  • $9.00 Monthly Service Charge Waived with minimum daily balance of $500
  • Earns Interest
  • Unlimited withdrawals with no fee
  • ATM cards available for order
  • Checks available for order
Certificates of Deposit

$100 MIN. OPENING BALANCE

  • No Monthly Service Charge Waived with minimum daily balance of $500
  • Earns Interest

Cash Management Services

From payroll and check deposits to providing your customers with fast and easy electronic payment solutions, we offer a variety of convenient and secure ways to manage your cash flow.

SERVICES INCLUDE:

  • BUSINESS ONLINE BANKING
  • BUSINESS BILL PAY
  • POSITIVE PAY
  • REMOTE DEPOSIT CAPTURE
  • ACH ORIGINATION
  • MERCHANT CARD SERVICES

Learn more about all of our Cash Management Services in our comparison box below.

business banking client testimonial HFG Trust

“Community First Bank has provided us with a fabulous team to help support our business banking needs! Their depth of experience, skill, and local industry knowledge is an asset to our company. You will not find this level or tailored service, nor depth of local business environment knowledge at a big bank. For these reasons, we are proud to have Community First Bank as our banking partner.”

AMELIA K.
KIE SUPPLY

Business Banking Team