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Commercial Loans

We offer a wide variety of personalized lending options to meet your business needs. As a locally-owned bank, our decision makers call the Tri-Cities area home, allowing us the flexibility to provide individuals and businesses with customized lending options.

Commercial Real Estate

Are you looking for a new building for your business or considering an investment in commercial property? We have a full suite of commercial real estate lending options to meet your needs. From owner occupied, non-owner occupied to investment real estate, multi-family or office/ retail space, we can customize a loan for your specific needs. Contact us today to see what option is best for your business.

Commercial Construction

Interested in building the perfect workspace or expanding your current facility?

Community First Bank offers a wide variety of financing options to meet your commercial construction needs. Whether you’re looking for an all-in-one loan with the option to fix your interest rate up front, or need a construction-to-permanent loan, we’re here to help. From owner-occupied, non-owner occupied to home builders’ loans, meet with one of our lenders today to learn how we may assist with your next project.

Small Business/SBA

Running your own business can be challenging, but your small business loan can go smoothly with the assistance of one of our loan officers. We understand the importance of simplicity and getting the job done. Community First Bank is a certified SBA lender that specializes in SBA 504, SBA 7(a) and SBA express loans. Let us help you determine what loan option is best for your growing business.


Every business is different; that’s why your loans should be too. Let us help you get the equipment for your businesses’ specific needs. We finance all types of equipment—from commercial vehicles (both small and large) and food processing equipment to fleet vehicles and various furniture, fixtures and equipment (FF&E). Contact us today to find out how we can help you get the tools you need to run your business.

Lines of Credit

Whether you’re looking for a way to manage your cash flow needs or thinking about expanding your business, our lines of credit can provide you and your business with the financial flexibility you need. We understand the importance of your bottom line—meet with us today to determine which line of credit is right for your business.

  • Capital Expenditures Line of Credit
  • Medical Professionals Line of Credit
  • Non-Revolving Line of Credit
  • Revolving Line of Credit
  • Secured Line of Credit
  • Unsecured Line of Credit
  • Wealth Management Line of Credit