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Commercial Loans

We offer a wide variety of personalized lending options to meet your business needs. As a locally-owned bank, our decision makers call the Tri-Cities area home, allowing us the flexibility to provide individuals and businesses with customized lending options.

Commercial Real Estate

Are you looking for a new building for your business or considering an investment in commercial property? We have a full suite of commercial real estate lending options to meet your needs. From owner occupied, non-owner occupied to investment real estate, multi-family or office/ retail space, we can customize a loan for your specific needs. Contact us today to see what option is best for your business.

Commercial Construction

Interested in building the perfect workspace or expanding your current facility?

Community First Bank offers a wide variety of financing options to meet your commercial construction needs. Whether you’re looking for an all-in-one loan with the option to fix your interest rate up front, or need a construction-to-permanent loan, we’re here to help. From owner-occupied, non-owner occupied to home builders’ loans, meet with one of our lenders today to learn how we may assist with your next project.

Small Business/SBA

Running your own business can be challenging, but your small business loan can go smoothly with the assistance of one of our loan officers. We understand the importance of simplicity and getting the job done. Community First Bank is a certified SBA lender that specializes in SBA 504, SBA 7(a) and SBA express loans. Let us help you determine what loan option is best for your growing business.


Every business is different; that’s why your loans should be too. Let us help you get the equipment for your businesses’ specific needs. We finance all types of equipment—from commercial vehicles (both small and large) and food processing equipment to fleet vehicles and various furniture, fixtures and equipment (FF&E). Contact us today to find out how we can help you get the tools you need to run your business.

Lines of Credit

Whether you’re looking for a way to manage your cash flow needs or thinking about expanding your business, our lines of credit can provide you and your business with the financial flexibility you need. We understand the importance of your bottom line—meet with us today to determine which line of credit is right for your business.

  • Capital Expenditures Line of Credit
  • Medical Professionals Line of Credit
  • Non-Revolving Line of Credit
  • Revolving Line of Credit
  • Secured Line of Credit
  • Unsecured Line of Credit
  • Wealth Management Line of Credit

Commercial Lending Team

Chief Lending Officer, SVP

Tom Fisher


As Senior Vice President and Chief Lending Officer, Tom is responsible for overseeing the lending and credit administration departments as well as finding innovative ways to increase opportunities for small businesses within our community. With over 23 years in the banking and finance industry, Tom brings extensive experience working with real estate investors and developers, creating finance solutions for owner-occupied commercial real estate, and Ag production lines. Tom is passionate about working for a locally owned bank and is committed to creating unique lending solutions for both small and large businesses.


P: 509.820.4005


Commercial Team Leader, VP

Russ Prince


Russ Prince oversees the day-to-day operation of the commercial lending team as Vice President and Commercial Team Leader. With over three decades of experience in the banking industry, Russ specializes in developing commercial lending solutions for both large and small businesses.

A graduate of Eastern Washington University, Western Ag Credit School; Pacific Coast Banking School, Russ uses his expertise and education to assist business owners achieve their financial goals. He is passionate about working for a locally owned, community-focused bank and truly feels that working for Community First has been the highlight of his career.


P: 509.735.5009

M: 509.308.5492


Credit Administrator, VP

Melissa Callaway

Melissa brings nearly 30 years of experience in the banking industry to her role as Vice President and Credit Administrator. Over the course of her career, she has worked in the areas of mortgage lending, speculative residential construction, agricultural, upper market, corporate, and small to middle market lending.

With a degree in Business Administration from the University of Washington and an MBA from Texas A & M, Melissa uses her experience and education to assist business owners in achieving their financial goals. Native to the Tri-Cities, Melissa is proud of her deep roots in the community and passionate about supporting the local economy by working directly with clients as they navigate changing economic influences, work to grow their businesses, invest in new buildings and equipment, and transition ownership to the next generation.




Commercial Ag Lender, VP

Derek Brownson


As Vice President and Commercial Ag Lender, Derek specializes in agriculture lending services such as crop, real estate, equipment financing, and lines of credit. With over 21 years in the banking industry and experience lending in five states, Derek understands the process and is committed to providing custom lending solutions for all types of businesses. Derek is actively involved in a variety organizations, such as the Pasco Chamber of Commerce and EWU Alumni Association. Go Eags! Derek enjoys getting to work with long-time clients of the bank and getting to know every client and their unique story.


P: 509.783.0537

M: 509.420.0220


Commercial Lender, AVP

David Doak


David brings over 25 years of experience in the business and mortgage lending industry to his role as Assistant Vice President and Commercial Lender. He is committed to providing a seamless lending experience for all of his clients by providing constant communication throughout the process. As a former credit analyst, David understands the approval process and prioritizes being available and accessible to his clients as they navigate through the lending process. David specializes in Commercial Real Estate Loans, Residential Construction Loans, Equipment Financing and Lines of Credit. He and his wife, Marlo enjoy spending time with their two dog children, golfing, bowling, and the great outdoors.


P: 509.735.5004

M: 541.913.9362

Commercial Lender, VP

Rachel Jobs


Rachel brings over 20 years of experience in banking and has proven credibility in all levels of the financial industry, using career and volunteer opportunities to develop meaningful and important relationships. Rachel specializes in construction, real estate, engineering, medical, and professional service lending as well as SBA, equipment loans, and lines of credit. She has a demonstrated ability to build and manage a portfolio of high value clients and is a leader that genuinely cares about her team and helping clients achieve their financial goals. When she isn’t working, Rachel enjoys traveling and spending time with her family.


P: 509.222.2259

M: 509.539.3241

Commercial Lender, VP

Amanda Jones


With more than a decade in commercial banking before joining the Community First team in January, 2018, Amanda brings a level of commitment to helping business owners increase their cash flow and equity that is unparalleled. Amanda’s expertise and focus includes working with Contractors, Real Estate Investors with portfolios comprised of multiple properties, and high net worth clientele with numerous business interests, as well as engineering, medical and other professional service providers. Amanda is dedicated to serving her clients and community with personalized lending solutions and the attention to detail they expect and deserve.


P: 509.783.1920


Commercial Lender, VP

Jesus Melendez


Jesus is passionate about being a true business partner and trusted advisor for his clients. Over 15 years of experience in the banking industry has given Jesus a true understanding of what it takes for a business to grow and prosper. Jesus is actively involved in his community and serves on the board of many local organizations, including: Kiwanis Club of Pasco, Lourdes Health Network, Pasco Young Life, and the Pasco Chamber of Commerce. When Jesus isn’t working he enjoys the outdoors, hunting, fishing, and watching his 12-year old triplet girls play Fast Pitch Softball throughout the state.


P: 509. 735.5003

M: 509.302.8908

Commercial Lender, VP

Kevin Sakamoto


With over 25 years in the industry, Kevin specializes in commercial, agriculture, and real estate lending/production and is skilled in all facets of lending, from business development and credit underwriting to portfolio management and troubled assets. As a graduate of the University of Washington and Pacific Coast Banking School, Kevin brings extensive knowledge in financial business loan composition, as well as agriculture, and is committed to putting his clients and community first in everything he does.


P: 509.783.0925

M: 509.460.0040