Business Banking Products
Basic Checking
With no monthly service charge and the first 100 transactions free, this account is ideal for business owners of all sizes.
Services Include:
- MoneyPass™ (nationwide ATM network with over 32,000 locations)
- Combined Statements
- Free Bill Pay
- Mobile App
- Online Banking
- Visa Debit Cards
Interest Checking
An interest-bearing account with a $10 monthly service charge (waived with a minimum daily balance of $2000). Interest paid monthly and the first 200 transactions are free.
Services Include:
- MoneyPass™ (nationwide ATM network with over 32,000 locations)
- Combined Statements
- Free Bill Pay
- Mobile App
- Online Banking
- Visa Debit Cards
Analyzed Checking
Designed for businesses with high volume monthly transactions who may also need cash management services such as ACH origination, wire transfers, and Remote Deposit Capture. The earnings allowance that this type of account provides utilizes the monthly average available balance to offset potential monthly service charges that may be incurred.
Services Include:
- MoneyPass™ (nationwide ATM network with over 32,000 locations)
- Combined Statements
- Free Bill Pay
- Mobile App
- Online Banking
- Visa Debit Cards
Savings
Maximize your earning potential by opening a business savings account today. This is an interest-bearing account with unlimited withdrawals and no fee when you come in person to a branch. $2.00 monthly service charge (waived with a minimum daily balance of $200).
Services Include:
- MoneyPass™ (nationwide ATM network with over 32,000 locations)
- Combined Statements
- Free Bill Pay
- Mobile App
- Online Banking
- Visa Debit Cards
Money Market
Open up a money market account and start using your excess cash to grow your savings. Unlimited withdrawals with no fee when you come in person to a branch. $9.00 monthly service charge (waived with a minimum daily balance of $500).
Services Include:
- MoneyPass™ (nationwide ATM network with over 32,000 locations)
- CardValet (enables the user to customize fraud alerts and set spending limits)
- Combined Statements
- Free Bill Pay
- Mobile App
- Online Banking
- Popmoney (transfer money to another person’s account)
- Visa Debit Cards
Certificates of Deposit
Start planning for your businesses’ future by starting the process of long-term savings today. CDs are a great way to earn a higher interest rate than a regular savings account. With an opening deposit of just $100 you can earn competitive rates with this type of account. Interest rates vary based on maturity date and amount of deposit. Call one of our Personal Bankers today to find the best CD to fit your needs.
Find a MoneyPass™ surcharge-free ATM near you using the online locator tool.
Easily manage, budget and secure your cards with the Card Valet™ mobile app.
MoneyPass™ and Card Valet™ are trademarks, registered trademarks, service marks or registered service marks of Fiserv, Inc. or its affiliates.
Business Product Features Comparison
Providing secure and convenient access to your money.
Product Name: | Minimum Opening Balance | Monthly Service Charge | Earns Interest | Special Features | All business accounts offer |
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Basic Checking | None | None. First 100 transactions free. | No |
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Interest Checking | None | $10.00 Waived with minimum daily balance of $2,000. Waived for non-profit agencies. | Yes |
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Analyzed Checking | None | All earnings allowance will be used to offset any service charges using the monthly average collected balance. | No |
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Savings | None | $2.00 Waived with minimum daily balance of $200 | Yes |
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Money Market | None | $9.00 Waived with minimum daily balance of $500. | Yes |
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Certificates of Deposit | $100 | None. Penalty imposed for early withdrawal | Yes |
Cash Management Tools
From payroll to depositing a check or providing your customers with fast and easy electronic payment solutions, we offer a variety of convenient and secure ways to manage your cash flow.
Services Include:
- ACH Origination
- Courier Service (free pickup and delivery service)
- Direct Connect (a product that directly downloads your checking account information into Quickbooks)
- Lockbox Services
- Merchant Services
- Positive Pay (reconciles your business account daily)
- Remote Deposit Capture
- Wire Origination
