Overview
As your locally owned bank we pride ourselves in the relationships with have with local businesses. Regardless of the size of your business we have a variety of unique banking solutions to meet your specific needs.
Our robust online banking platform allows you to conduct your business on the go. From Bill Pay to ACH origination and wires you can manage your all finances at your desk, or on your phone or tablet.
Our renowned Courier Service aids businesses with deposits, change orders and sensitive lending or bank documents.
It’s time to focus on what you love about running your business and let us assist you in managing your financial needs.
Business Banking Products
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BASIC CHECKING
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With no monthly service charge and the first 100 transaction items free*, this account is ideal for smaller business owners with lower volumes of monthly transactions.
*Each additional transaction item is $0.20 per item, with an additional charge of $0.60 applied per $1,000 cash deposit or withdrawal in excess of $10,000 per month.
Services Include:
- Online Banking
- Cash Management*
- Combined Statements, including check imaging
- Free Bill Pay
- Visa Debit Cards
- CardValet® (enables the user to customize fraud alerts and set spending limits)
- MoneyPass® (nationwide ATM network with over 32,000 locations)
*Additional Fees May Apply
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INTEREST CHECKING
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An interest-bearing business checking account that includes 250 free transaction items* per month, making this account the best option for growing businesses.
This account type is also available without earning interest for businesses who do not qualify. Fees and transaction limits are waived for non-profit organizations.
*Interest earned is paid monthly, while the $10 monthly service charge can be waived with a minimum daily balance of $2,000. Each additional transaction item is $0.20 per item, with an additional charge of $0.60 applied per $1,000 cash deposit or withdrawal in excess of $10,000 per month.
Services Include:
- Online Banking
- Cash Management*
- Combined Statements, including check imaging
- Free Bill Pay
- Visa Debit Cards
- CardValet® (enables the user to customize fraud alerts and set spending limits)
- MoneyPass® (nationwide ATM network with over 32,000 locations)
*Additional Fees May Apply
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ANALYZED CHECKING
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Designed for businesses with high volume monthly transactions who may also need cash management services such as ACH origination, wire transfers, and Remote Deposit Capture. The earnings allowance is generated based off the monthly average collected balance and is used to offset potential monthly service charges that may be incurred.
As each business has different needs, we encourage you to contact your local Community First Bank branch for more information on this account type.
Services include:
- Online Banking
- Cash Management*
- Combined Statements, including check imaging
- Free Bill Pay
- Visa Debit Cards
- CardValet® (enables the user to customize fraud alerts and set spending limits)
- MoneyPass® (nationwide ATM network with over 32,000 locations)
*Additional Fees May Apply
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SAVINGS
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Maximize your earning potential by opening a business savings account today. This is an interest-bearing account with unlimited in-person withdrawals and no fee when you come in to a branch. $2.00 monthly service charge (waived with a minimum daily balance of $200).
Services include:
- Online Banking and Mobile Banking
- Combined Statements, including check imaging
- Free Bill Pay*
*Limited to six (6) electronic withdrawals per month.
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MONEY MARKET
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Stethoscope and calculator symbol for health care costs or medical insurance Open up a money market account and start using your excess cash to grow your savings. Take advantage of unlimited in-person withdrawals with no fee when you visit inside our branch.
The $9.00 monthly service charge (waived with a minimum daily balance of $500).
Services include:
- Online Banking and Mobile Banking
- Combined Statements, including check imaging
- Free Bill Pay*
*Limited to six (6) electronic withdrawals per month.
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CERTIFICATE OF DEPOSIT
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CDs are a great way to earn a higher interest rate than you would with a regular savings account. With just a $100 opening deposit, you can begin earning competitive rates. Interest rates vary based on the term of the CD. Call one of our Personal Bankers today to find the best CD to fit your needs.
With no monthly service charge and the first 100 transaction items free*, this account is ideal for smaller business owners with lower volumes of monthly transactions.
*Each additional transaction item is $0.20 per item, with an additional charge of $0.60 applied per $1,000 cash deposit or withdrawal in excess of $10,000 per month.
Services Include:
- Online Banking
- Cash Management*
- Combined Statements, including check imaging
- Free Bill Pay
- Visa Debit Cards
- CardValet® (enables the user to customize fraud alerts and set spending limits)
- MoneyPass® (nationwide ATM network with over 32,000 locations)
*Additional Fees May Apply
An interest-bearing business checking account that includes 250 free transaction items* per month, making this account the best option for growing businesses.
This account type is also available without earning interest for businesses who do not qualify. Fees and transaction limits are waived for non-profit organizations.
*Interest earned is paid monthly, while the $10 monthly service charge can be waived with a minimum daily balance of $2,000. Each additional transaction item is $0.20 per item, with an additional charge of $0.60 applied per $1,000 cash deposit or withdrawal in excess of $10,000 per month.
Services Include:
- Online Banking
- Cash Management*
- Combined Statements, including check imaging
- Free Bill Pay
- Visa Debit Cards
- CardValet® (enables the user to customize fraud alerts and set spending limits)
- MoneyPass® (nationwide ATM network with over 32,000 locations)
*Additional Fees May Apply
Designed for businesses with high volume monthly transactions who may also need cash management services such as ACH origination, wire transfers, and Remote Deposit Capture. The earnings allowance is generated based off the monthly average collected balance and is used to offset potential monthly service charges that may be incurred.
As each business has different needs, we encourage you to contact your local Community First Bank branch for more information on this account type.
Services include:
- Online Banking
- Cash Management*
- Combined Statements, including check imaging
- Free Bill Pay
- Visa Debit Cards
- CardValet® (enables the user to customize fraud alerts and set spending limits)
- MoneyPass® (nationwide ATM network with over 32,000 locations)
*Additional Fees May Apply
Maximize your earning potential by opening a business savings account today. This is an interest-bearing account with unlimited in-person withdrawals and no fee when you come in to a branch. $2.00 monthly service charge (waived with a minimum daily balance of $200).
Services include:
- Online Banking and Mobile Banking
- Combined Statements, including check imaging
- Free Bill Pay*
*Limited to six (6) electronic withdrawals per month.
Open up a money market account and start using your excess cash to grow your savings. Take advantage of unlimited in-person withdrawals with no fee when you visit inside our branch.
The $9.00 monthly service charge (waived with a minimum daily balance of $500).
Services include:
- Online Banking and Mobile Banking
- Combined Statements, including check imaging
- Free Bill Pay*
*Limited to six (6) electronic withdrawals per month.
CDs are a great way to earn a higher interest rate than you would with a regular savings account. With just a $100 opening deposit, you can begin earning competitive rates. Interest rates vary based on the term of the CD. Call one of our Personal Bankers today to find the best CD to fit your needs.
Easily manage, budget and secure your cards with the Card Valet® mobile app.
Find a MoneyPass® surcharge-free ATM near you using the online locator tool.
MONEYPASS® AND CARD VALET® ARE TRADEMARKS, REGISTERED TRADEMARKS, SERVICE MARKS OR REGISTERED SERVICE MARKS OF FISERV, INC. OR ITS AFFILIATES.
Download Our Mobile Banking App
Our Community First Bank Mobile app allows you to pay bills, send money, and deposit checks anytime, anywhere.
Visit the Google Play and Apple App stores to download our mobile banking app today!
Business Product Features Comparison
PROVIDING SECURE AND CONVENIENT ACCESS TO YOUR MONEY.
Cash Management Services
From payroll and check deposits to providing your customers with fast and easy electronic payment solutions, we offer a variety of convenient and secure ways to manage your cash flow.
SERVICES INCLUDE:
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BUSINESS ONLINE BANKING
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BUSINESS BILL PAY
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POSITIVE PAY
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REMOTE DEPOSIT CAPTURE
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ACH ORIGINATION
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MERCHANT CARD SERVICES
Learn more about all of our Cash Management Services in our comparison box below.
“Community First Bank has provided us with a fabulous team to help support our business banking needs! Their depth of experience, skill, and local industry knowledge is an asset to our company. You will not find this level or tailored service, nor depth of local business environment knowledge at a big bank. For these reasons, we are proud to have Community First Bank as our banking partner.”
AMELIA K.
KIE SUPPLY
Business Banking Team
Matthew Backlund
Chief Lending Officer
Brenda Bravo
Branch Manager, Pasco
Margarita Gourley
Branch Manager, Richland
Jared Waibel
Branch Manager, Connell
Tracy Henry
Branch Manager, Kennewick
Antoinette Burnside
Product Manager
Cameron Stephens
Director of Commercial Banking
Rick Pullen
Construction & Consumer Banker
David Doak, MBA
Business Banker
Amanda Jones
Business Banker
Jesus Melendez
Business Banker
Cassandra Arey
Business Banker
