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Community First Bank & HFG Trust was built on the shoulders of those who put our clients first and who understand the impact we can have on the lives of others.

Our mission is to be our clients’ Financial Partner For Life. Hear how our employees put this mission into practice.

Friends Banking On Friends

Locally Owned Bank

As consolidations within the banking industry became more prevalent in the late 1990s, many people moved their business to smaller banks. This gave founder Rick Peenstra the motivation to start a capital campaign to open a locally-owned bank. Together with a group of investors, a capital campaign called “Friends Banking on Friends” was started. By December 1997, the capital was raised and the first Chairman of the Board, Ty Haberling, was appointed.

Positive Difference

Since the day Community First Bank opened, we have been committed to making a positive difference in the community. Over twenty years later, our history is still being written. We continue to build trust with local businesses and community partners by providing financial expertise when needed and assisting them in reaching their financial goals—now and for generations to come. It is through relationship banking that we continue to play a significant role in the local economic growth and prosperity of our community.

proclamation as locally owned bank handing certificate and shaking hands HFG Trust
discussing your banking needs with HFG Trust

Recognizing Needs

Recognizing that many of our business owners have financial needs as they look toward selling or transferring their legacy to the next generation, it became apparent that we lacked the tools to help them navigate the later stages of their financial lives. In 2016 the bank joined forces with HFG Trust, which specialize in providing wealth management, trust, and business services, giving us the ability to provide financial services for all stages of life.

Your Financial Partner for Life

As Community First looks ahead and plans for the future, we are dedicated to delivering the same high-quality customer service on which we were founded. Clients and the community will continue to be at the center of our business as we strive to be Your Financial Partner For Life.

Our Values

We are a company that supports our community, and we take pride in the relationships we develop with small businesses and charitable organizations dedicated to making our world a better place.



To build a multigenerational legacy of success through remarkable relationships with our clients and our community.



To be Your Financial Partner for Life.



Champion, Accountability, Respect, Teamwork, Trust

Part Of The Community.
Part Of The Team.

We offer a safe, fun, and rewarding place to work with ample opportunities to learn and grow. We facilitate an environment of freedom, respect, mentoring, and fulfillment, not simply a place to collect a paycheck. We treat our team just as we do our clients: with a high level of respect and appreciation. This has created a culture where our entire team is committed to the long-term objectives of the organization and, most importantly, to being an organization they are proud to be part of and with which they personally choose to do business.

We are looking for people who are passionate about the client experience, serving the community they live in, and being part of a talented and dedicated team. These values guide how we build our teams, develop our leaders, and maintain a culture where everyone feels comfortable being themselves. We have a diverse clientele and we want that to be reflected in our team.


We’re an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.

Jacob Marcusen Client Services Manager HFG Trust

In my short time at Community First Bank & HFG Trust, I already feel like I’m part of a family. I never gave much thought to corporate culture until I started working for an organization that truly cares. Adding to that is the focus on customer service and client care before the bottom line. The work environment here is really the career lottery—great work, great colleagues, and great clients. I am thankful every day to be part of this amazing team.