Personal Banking Overview
From Checking and Savings accounts to Money Markets and CDs, we offer a wide variety of secure and convenient personal banking solutions.
Personal Banking Products
Free Checking
Free checking with no monthly service charge. Open an account today with $100 opening deposit.
Services include:
- CardValet (enables the user to customize fraud alerts and set spending limits)
- Popmoney (transfer money to another person’s account)
- Visa Debit Cards
- Combined Statements
- Allpoint (Worldwide ATM Network with over 55,000 free locations)
- Free Bill Pay
- Online Banking
- Mobile App
Interest Checking
Interest-bearing account. Protect yourself from overdrafts by linking an additional CFB account. Open an account today and receive your first box of checks free.
$6.00 monthly service charge (waived with a minimum daily balance of $500).
Services include:
- CardValet (enables the user to customize fraud alerts and set spending limits)
- Popmoney (transfer money to another person’s account)
- Visa Debit Cards
- Combined Statements
- Allpoint (Worldwide ATM Network with over 55,000 free locations)
- Free Bill Pay
- Online Banking
- Mobile App
Savings
Interest-earning account with unlimited withdrawals and no fee when you come in person to a branch.
$2.00 monthly service charge (waived with a minimum daily balance of $200).
Services include:
- CardValet (enables the user to customize fraud alerts and set spending limits)
- Popmoney (transfer money to another person’s account)
- Visa Debit Cards
- Combined Statements
- Allpoint (Worldwide ATM Network with over 55,000 free locations)
- Free Bill Pay
- Online Banking
- Mobile App
Money Market
Unlimited withdrawals with no fee when you come in person to a branch. $9.00 monthly service charge (waived with a minimum daily balance of $500).
Services include:
- CardValet (enables the user to customize fraud alerts and set spending limits)
- Popmoney (transfer money to another person’s account)
- Visa Debit Cards
- Combined Statements
- Allpoint (Worldwide ATM Network with over 55,000 free locations)
- Free Bill Pay
- Online Banking
- Mobile App
HSA Checking
HSA contributions are tax-deductible, with tax-deferred earnings. This account allows you to use the funds for qualified medical expenses, and the assets are not taxed. Our HSA checking allows you debit card access and check-writing capabilities.
$2.25 monthly service charge (waived with a minimum daily balance of $3000).
Services Include:
- CardValet (enables the user to customize fraud alerts and set spending limits)
- Visa Debit Cards
- Combined Statements
- Free Bill Pay
- Online Banking
- Mobile App
Certificate of Deposit
CDs are a great way to earn a higher interest rate than a regular savings account. With just a $100 opening deposit, you can earn competitive rates with this type of account. Interest rates vary based on maturity date. Call one of our Personal Bankers today to find the best CD to fit your needs
Personal Product Features Comparison
Providing secure and convenient access to your money.
| Product Name | Min. Opening Balance | Monthly Service Charge | Earns Interest | Special Features |
|---|---|---|---|---|
| Community Free Checking | $100 | None | No |
|
| Community Interest Checking | $500 | $6.00 Waived with minimum daily balance of $500 | Yes, $500 minimum daily balance required. |
|
| Community Savings | $200 | $2.00 Waived with minimum daily balance of $200. Waived if under age 18. | Yes |
|
| Community HSA Checking | $100 | $2.25 Waived with minimum daily balance of $3000 | Yes interest on tiered balances. |
|
| Community Money Market | $500 | $9.00 Waived with minimum daily balance of $500. | Yes interest on tiered balances |
|
| Certificates of Deposit | $100 | None. Penalty imposed for early withdrawal | Yes |
|
“I like being supported by another local business, a small business like myself, where the employees—and even the President—greet me when I walk in the door, regardless of which branch I am in.”
Carlos Martinez
Owner, DuraShine Clean
“Over the years, we’ve developed a great relationship with Community First. I’m so comfortable with the whole team. They are more than just your 8-5 bank. They always do what’s necessary to help us out, no matter what time it is.”
Eric Mauseth
Co-Owner, Ed Poe Agency
“I appreciate the phenomenal customer service and personal greeting I receive from Miriam and the Community First Bank team when I go into the bank. Whether working with the commercial loan department, online banking or courier service, each individual is warm and welcoming.”
Tim Hines
Owner, Domino’s Pizza
Order Checks
Out of checks and need to reorder? Click the Order Checks button below to order your checks conveniently online! If you’re 55 and older, you’re eligible to receive complimentary free checks by visiting one of our local branches today!
