Home Loans

Home Loans2018-11-04T12:01:31+00:00

Let’s get started

Are you looking to buy a home?

Buying a home or investment property is one of the largest purchases you’ll ever make. That’s why it’s important to work with a trusted team. As a locally owned bank, we are committed to providing personalized service and the attention to detail you expect and deserve. With over 70 years of combined experience, our Mortgage team is ready to serve you with your home lending needs.

Find a loan that works for you.

Whether you’re looking for your first home, your fifth, or wanting to refinance, our team of experienced professionals can help guide you through the process and find the perfect loan that fits your needs.  We are able to lend in all 50 States.  Call us today and let us help you get started.

Whether you are looking to purchase a new home, investment property or refinance, we offer a wide range of options to fit your needs.  We have the ability to lend on multiple property types, including but not limited to condominiums, single family, multi-family, manufactured homes, and townhomes.  Call us today.

We’re passionate about service. We know you are too. Community First Bank is proud to offer VA loans to those who have served and continue to serve our country. Our VA loan options provide 100% financing to active duty military, former military, veterans and surviving spouses. Our FHA loans require only a minimal down payment, have flexible features and can be a great option in many situations. Call us to see if one of these options meets your needs.

Do you find yourself asking questions like: How much can I afford, what’s the difference between prequalification and pre-approval, or how much of a down payment do I need?  Purchasing your first home should be a rewarding experience. Our team is dedicated to helping you navigate through this process. We will be here every step of the way to answer all of your questions and help you make the best decision for you.  Call us today, we’ll help you get started!

Ever dreamed of building the home of your dreams from the ground up? Selecting the construction loan that fits your specific project is just as important as choosing your floor plan or design concept. With over 70 years of experience, let us walk you through the process from start to finish, making your dreams a reality.  Contact us today to get started.

Jumbo/ Bridge Loans – We offer multiple loan programs including Jumbo and Bridge loans.  Some of our options are exclusive to Community First Bank, which allows us to provide a more personalized experience.  Call us today for details.

Apply for a home loan today

Buying the home of your dreams is easier than ever before. Let us assist you through the process by calling or stopping by our office.  You may also click the link below. Our team is dedicated to ensuring you have a positive lending experience.

Our Home Loan Team

Senior Vice President and Mortgage Department Manager

Jamin Clark

NMLS ID #418805

With over 20 years of experience in the Mortgage industry, Jamin brings a wealth of knowledge and leadership to the Community First Bank team. Jamin is a Tri Cities native and Washington State University graduate. He is passionate about working for a locally-owned bank and serving the surrounding communities with their home loan needs.

Jamin and his wife have three children who are active in a variety of sports. He enjoys coaching youth sports and golf.


p: 509.820.4003 m: 509.948.2935




Vice President and Mortgage Consultant

Derek Robinson

NMSL ID #1616459

Derek is from the Tri Cities and graduated from Missouri State University.  He has over 18 years of experience in National Account Management. Derek is passionate about giving back to the community he grew up in, by providing clients with trusted advice for their mortgage and financial needs.

Derek has been married for 20 years, with two children and enjoys playing racquetball in his spare time.


p: 509.820.4008 m: 303.888.8654




Vice President and Mortgage Consultant

Dora Castaneda

NMLS# 420534

With over 18 years in the mortgage industry, Dora is committed to ensuring a positive lending experience for all types of home buyers. With extensive knowledge in helping young families finance their first home, to helping people reach their dreams through custom construction home loan financing, you can expect the personalized service and attention to detail you deserve. When Dora isn’t working, she enjoys playing tennis, running long distances and spending time with her 15 year old son.


p: 509.820.4013 m: 509.845.9787

Loan Processing Team

Community First Bank strives to provide you exemplary service.  Together Sandy Loosveldt (NMLS #1560730), Julie Rogers (NMLS #404183), and Melissa Ulmen (NMLS #1597557) bring a unique set of skills to aide you in your home buying experience.  If you have questions during or after the loan process you can trust the Loan Processing team will be there to assist you.



Contact Us

PH: (509) 783-0955

PH: (509) 783-4005

PH: (509) 820-4022


PH: (509) 783-3435

PH: (509) 222-2250

PH: (509) 735-5020

PH: (509) 234-2265

PH: (509) 820-4020

Send us a message

  • Your security is important to us, although this site is encrypted, for your safety please do not include personal information such as your address or account number in the message box above.
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Contact Our Mortgage Team

Office: (509) 783-4005
Fax: (509) 579-0327
EMAIL: homeloans@community1st.com

Jamin Clark, Vice President and Mortgage Department Manager (NMLS #418805)
O: (509)820-4003 C: (509)948-2935

Derek Robinson, Vice President and Mortgage Consultant (NMLS #1616459)
O: (509)820-4008 C: (303) 888-8654

Sandy Loosveldt, Mortgage Processor (NMLS #1560730)
(509) 820-4006

Julie Rogers, Mortgage Processor (NMLS #404183)
(509) 820-4004

Melissa Ulmen, Mortgage Processor (NMLS #1597557)
(509) 735-5017

Send us a message

  • Your security is important to us, although this site is encrypted, for your safety please do not include personal information such as your address or account number in the message box above.
  • This field is for validation purposes and should be left unchanged.